Overview
Loan Summary
| Loan | Principal | Paid | Outstanding |
|---|
Current Rental Period
Recent Payments
| Date | Loan | Amount |
|---|
Rental Income Periods
🔒 View only — contact an admin to make changes.
Add Rental Period
Rental Periods
| Start | End | Monthly Rental | Notes |
|---|
Loans
🔒 View only — contact an admin to make changes.
Loan Setup
Enter actual instalment from bank statement to match exactly. Leave blank to use calculated amount.
💡 FNB loan: R16,000,000 · 60-month term to balloon · Balloon R10,804,620 at month 60 · R84/month service fee (incl. VAT) · Prime-linked variable rate
Interest Rate Periods
Add each period where the interest rate changes.
| From | To | Rate % |
|---|
Loan Status
Full Amortisation Schedule
Month-by-month breakdown for the full loan term. The instalment recalculates automatically at each interest rate change based on the remaining balance. Actual payments recorded in the Payments tab show in the Actual Payment column.
Set the loan principal, start date, term and at least one interest rate period to generate the schedule.
Fixed Monthly Expenses
🔒 View only — contact an admin to make changes.
Add Expense
Expense List
| Description | Category | Monthly (R) | From | Until |
|---|
Loan Payments
🔒 View only — contact an admin to make changes.
Record Payment
All Payments
| Date | Loan | Amount | Notes |
|---|
Monthly Cash Flow
Month-by-month income vs expenses across all rental periods. Shows actual payments where recorded, otherwise projected figures.
Opening Balance
Starting cash balance — visible to all users once set.
User Management
Add New User
Role Permissions
| Feature | Admin | Viewer |
|---|---|---|
| View all data | ✓ | ✓ |
| Add / edit entries | ✓ | ✗ |
| Delete entries | ✓ | ✗ |
| Record payments | ✓ | ✗ |
| Manage users | ✓ | ✗ |